IRDA has introduced a mobile application that enables
comparison of Unit Linked Insurance Policies (ULIPs) introduced on or
after 1st September, 2010, when the new ULIP guidelines came into force.
Here is how it works:
- It is a mechanism to make informed decisions on buying ULIPs.
- It works on Android, iPhone, Nokia and Blackberry platforms.
- You can access the site www.m.irda.gov.in with any mobile device.
- You get real-time access to IRDA’s repository of ULIPs.
- You can compare features of ULIPs like premium and benefits.
- You can search by Company, by Policy type and by Keyword.
Disclaimer: While every care has
been taken while giving the product features and rates based on the
information provided by the respective insurance companies, neither IRDA
not any of its officials would be liable or responsible for any
accidental or inadvertent mistakes or any of the consequences of
purchases made by any of the consumers/prospects or any third parties,
as regards the use of the said information or the investment risk or any
adverse consequences thereof, and that it is made abundantly clear that
the decision to purchase/invest is purely that of the consumer or user
of the information.
When you decide to buy an insurance policy:
- Check if the company selling the policy is registered with IRDA.
- Make sure you buy the policy through a genuine licensed agent or broker. Ask for an identity card or licence.
- You can also buy policies from the company directly.
- Read the policy brochure/ prospectus carefully and get to know what the policy covers and does not cover.
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